Voluntary Accident Coverage
Accident insurance helps provide a layer of protection for individuals that major medical plans might not cover. As you might anticipate, it helps narrow gaps caused by out-of-pocket expenses such as deductibles, co-payments, and non-covered medical services. And, it is important to note that these are Guarantee Issue. That means these plans can be designed to complement an overall benefit package. Plus, benefits are paid directly to the Insured.