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Voluntary Accident Covereage


For more information about Smart Accident Plus, click here.

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Voluntary Accident Coverage

Accident insurance helps provide a layer of protection for individuals that major medical plans might not cover (helps narrow gaps caused by out-of-pocket expenses such as deductibles, co-payments, and non-covered medical services). These are Guarantee Issue, and plans can be designed to complement an overall benefit package. Benefits are paid directly to the Insured.