Benefits Brokers Exchange offers final expense plans in the form of smaller, permanent life insurance policies, usually with a $50,000 or less death benefit and a guaranteed premium.  These plans are generally easier to qualify, often with no physical exam required, These plans are chosen by our agency for your individual situation based on your health and matching lowest rate. If at all possible, we look for policies that offer an immediate death benefit at the lowest permanent rate.

Each insurance company has a different rate and underwriting application, so a proper fit is important in order to get the best value.

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